Top 10 Best Money Transfer App in India

Nowadays, there are a ton of different ways to send and receive money. No longer are you limited to going to the bank or using cash; instead, you can use one of the many money transfer apps that are now available. But with so many options on the market, which one should you choose? Here is the list of top 10 best money transfer app in India, based on features, safety, and ease of use.

RankNamePlay Store Download
3Google pay500M+
4BHIM App50M+
5Amazon Pay100M+
10BHIM SBI Pay10M+
This data is based on author’s usage experience. Ranking may vary from person to person experience.

1. PayTM

One of the best UPI App in India is Paytm. You can use PayTM to do everything from sending money to your friends and family to paying your utility bills. You can also use it to shop online, book movie tickets, recharge your phone, and more. In terms of safety, PayTM is PCI-DSS compliant, which means that your data is stored securely. Plus, with two-factor authentication, you can be sure that your account is well-protected.

2. PhonePe

After Paytm, PhonePe is the second best payment App in India that’s becoming increasingly popular in India. It is the most used UPI app in India. Like PayTM, it offers a wide range of features and services. With PhonePe, you can send and receive money, pay your bills, recharge your mobile phone, book movie tickets, and more. It’s also safe and secure, with PCI-DSS compliannd two-factor authentication.

3. Google Pay

Google Pay is the third best online payment in India that allows users to make payments using their smartphones. In India, Google Pay can be used to send and receive money as well as make payments for utility bills and other services. It’s important to note that Google Pay is not available for all banks; however, it does work with major banks such as HDFC Bank, ICICI Bank, SBI Bank, and Axis Bank. As far as security goes, Google Pay uses SSL encryption to keep your data safe.

4. BHIM App

The BHIM App is also the best UPI payment app developed by the National Payments Corporation of India (NPCI). It’s based on the Unified Payment Interface (UPI), which allows users to make instant peer-to-peer payments using their smartphone. The BHIM App can be used to send and receive money as well as make payments for utilities and other services. In terms of security, the BHIM App uses two-factor authentication as well as a PIN code to protect your account.

5. Amazon Pay

Amazon Pay is the best online payment app from Amazon that allows users to make payments using their Amazon account information. In India, Amazon Pay can be used to send money to friends and family as well as make payments for utilities and other services. However, it’s important to note that Amazon Pay only works with select banks; at the time of this writing, these include HDFC Bank, Axis Bank, Citibank India, and Kotak Mahindra Bank. As far as security goes, AmazonPay uses SSL encryption to keep your data safe.

6. PayPal

PayPal is a digital payment app that allows people to send money to each other. It is a platform where people can securely send and receive payments online

PayPal was founded in 1998 by Elon Musk, Peter Thiel, Luke Nosek and Max Levchin. It is one of the earliest examples of a company that has been created with the help of crowdfunding. The company has grown to more than 230 million active accounts in 193 countries and regions around the world.

7. MobiKwik

MobiKwik is a digital phone wallet that allows users to store money securely on their smartphones. In India, MobiKwik can be used for a variety of purposes such as recharging your mobile phone, paying utility bills, booking movie tickets, ordering food delivery, and more. Plus, with MobiKwik’s three-step KYC process, you can be sure that your account is safe and secure.

8. Freecharge

Freecharge is an e wallet app that can be used for recharging your mobile phone, paying bills, transferring money and more in terms of safety. Freecharge is PCI DSS compliant which Means That Your Data Is Stored SecurelyPlusWith Two Factor Authentication You Can Be Sure That Your Account Is Well Protected

9. PayZapp

Payzap is a mobile payment app by HDFC Bank that allows you to make payments for your purchases using your phone. It offers an easy and fast way to pay for your purchases, especially in places where there are no cash registers or card readers. The feature of PayZap is the convenience of not having to carry cash or cards with you.

PayZap has been designed as a secure and convenient way to make payments at retail outlets across India. All you need is your phone, which can be used as a debit card in addition to being used as a device for making payments through PayZap.

You can use it at any retail outlet with PayZap enabled terminals – these terminals are usually located near the checkout counters or next to the cashier’s desk

10. BHIM SBI Pay

BHIM SBI Pay is a payment app developed by National Payments Corporation of India (NPCI) in association with the State Bank of India (SBI). It was launched on April 14, 2017. This app is an upgraded version of UPI-based BHIM and has enhanced features.

The BHIM SBI pay app is available for iOS, Android, Windows Phone, and Blackberry devices. It allows customers to transfer money from their bank account to other bank accounts, use it for UPI/NEFT transactions, or even the app can be used to send money overseas.


As you can see there are a lot of different options when it comes to choosing a money transfer app in India each one offers its own set of features and advantages which One Should You Choose? The best way to answer THAT question try out a few different ones to see which one works best for you and YOUR needs.

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